Skip to content
Call
Text
(336) 526-8900
Profile photo of a State Farm Agent named: Steve Owings
State Farm® Insurance Agent

Steve Owings

Owings Insurance Agency Inc

Office Hours

After Hours by Appointment

Address

1332 North Bridge Street
Elkin, NC 28621-2304

Between FNB and Basin Creek Realty, .5 mile south of 268 Bypass on N. Bridge St.

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
4.7/5 average rating on Google (46 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

1332 North Bridge Street
Elkin, NC 28621-2304

Languages

English
Map showing State Farm Agent Steve Owings's office at 1332 North Bridge Street, Elkin, NC

Clemson University, B.S. (1996)

Associated with State Farm since 1998

Former State Farm Claim Representative

Second generation State Farm Agent.

Hugh Chatham Foundation Board Member

Yadkin Valley Chamber of Commerce Board Member,

Cedarbrook Country Club Board of Directors

Volunteer Public Address Announcer for Elkin High School Basketball

My wife, Autumn and I have lived in the Elkin community for 17 years. We have two adult children who are married and also reside in the Elkin community. We are very involved in our church, Elkin Valley Church, and also in our community. I am committed to offering excellent customer service and have high expectations of my team to do the same. I would love the opportunity to speak with you regarding your insurance and financial services needs.

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Looking for coverage? Talk with Steve about your options in Elkin.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Steve is proud to serve the Elkin community.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Elkin and the surrounding area, Steve can help answer your questions.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Steve in Elkin can walk you through your options.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Steve works with Elkin residents to find coverage that fits.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Steve serves Elkin, NC and is happy to help with your insurance needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

FINRA’s BrokerCheck View Licenses

Calculate the best choice: New car rebate or special financing

Use this car loan calculator to see if you should take a rebate incentive on a new car and put it into your savings or if you should finance with a low interest loan.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

View More Articles

Vegas Can Change a Man :15 (feat. Fernando Mendoza)

Happy Coach :15 (feat. Curt Cignetti)

Vegas Can Change a Man :30 (feat. Fernando Mendoza)

Patty Melt :10 (feat. Patrick Mahomes)

Our vision is to be known in Elkin and the surrounding communities as the premier insurance agency that provides superior service to all customers we interact with daily.

Our agency will be engaged in all products and services offered by State Farm and our alliances while providing service that is second to none in our market. We will also continue our efforts to be a part of our community and serving it in a variety of ways.

We offer auto, home, life, and health insurance. We also offer numerous financial services products to help State Farm customers plan for their future.

Why Choose Us:

My connection to this community and the insurance profession is rooted in long-standing commitment, having lived in Elkin for 17 years with my family and serving in the industry since 1998. As a second-generation agent and former loss reporting representative, my approach is shaped by firsthand experience with how insurance functions from every angle, especially when it matters most to individuals. This deep understanding informs my daily commitment to providing thoughtful guidance, ensuring that both my team and I consistently focus on the personalized attention our neighbors deserve.

Beyond my professional background, my active involvement across various local initiatives and organizations reflects a genuine dedication to the welfare of this area. This commitment assures customers that they are working with someone deeply invested in the long-term strength and stability of our shared community, driven by values that extend beyond just business.

Our team brings nearly 70 years of experience in insurance and financial services to our office.