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State Farm® Insurance Agent

Steve Owings

Owings Insurance Agency Inc

1332 North Bridge Street
Elkin, NC 28621-2304

Between FNB and Basin Creek Realty, .5 mile south of 268 Bypass on N. Bridge St.

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Office Info

Office Hours

8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


1332 North Bridge Street
Elkin, NC 28621-2304


English, Spanish

Clemson University, B.S. (1996), associated with State Farm since 1998, former State Farm Claim Representative, current Yadkin Valley Chamber of Commerce Board Member, & second generation State Farm Agent. Our family (I am married and have one daughter and one son) has lived in the Elkin community for 17 years and are very involved in our church, Elkin Valley Church, and also in our community. I am committed to offering excellent customer service and have high expectations of my team to do the same. I would love the opportunity to speak with you regarding your insurance and financial services needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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Our mission is to be the leading insurance and financial services provider in Elkin and the Yadkin Valley area. We offer auto, home, life, and health insurance. We also offer numerous financial services products to help our customers plan for their future.
Our team brings over 25 years of experience in insurance and financial and over 15 years of State Farm experience to our office.
Sandra W Brown State Farm Agent Team Member

Sandra W Brown

Office Manager

Sandra has been a part of this agency for over 25 years. She has a passion for people and truly has a servant's heart. Sandra and her husband Dale are both Elkin natives and they enjoy spending time in the mountains and time with their cats. Sandra has a wealth of knowledge in auto insurance, homeowners insurance, and life insurance products. Sandra would love to help you and your family address all of your insurance needs. Please give her a call today!!


Cory Combs

Account Manager

Cory Combs is a life time resident of Elkin and joined our agency in 2017. He is a 2011 graduate of Western Carolina University. Cory and his wife Brooke enjoy spending time with friends and are very active in their church, Elkin Valley Church, where Cory serves as the Young Adults Minister. Cory has a great knowledge of auto insurance, homeowners insurance, life insurance, and business/commercial insurance. Cory would love the opportunity to help you and your family or your business with all of your insurance needs. Please give Cory a call today.


James Owings

Account Manager

James is the newest member of our team, but he has been around our agency for many years. James is the son our agent, Steve and has a desire to pursue a career in State Farm agency. He is currently a full-time (online) student at App State and works part-time in our agency. James is an avid golfer and also enjoys watching all types of sports. James would love the opportunity to talk with you about your auto, home, renters, and business insurance needs. Give him a call today!!